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Legacies are a way of providing for the people and causes that you care for in your will. If
you don’t have a will it’s a good idea to ask your solicitor to draft one for you. A properly drafted will ensures that your wishes are carried out as you would want them to be.
For a residuary gift
: this is a gift of the whole or a share of whatever remains of your
IF YOU ALREADY HAVE A WILL
estate after all other gifts have been distributed and any debts paid off.
If you already have a will, it’s easy to amend it. Minor changes, such as adding a gift to HDSK, do not require a new will. The existing will can be amended by preparing a
document called a codicil, which your solicitor can help you draw up. Please note the
absolutely to HDSK, 69 Church Road, Hove, East Sussex, BN3 2BB. Registered Charity
wording of a bequest may differ in Scotland. Your solicitor will be able to advise you on
Number 1016818, for its general purposes. I direct that the receipt of the Treasurer or
other duly authorised officer shall be a sufficient discharge to my executors.’
Any money you leave to your spouse or to a charity is not subject to inheritance tax.
Your solicitor can advise you what the current government Inheritance Tax Limits are and
For a pecuniary gift
: this is a fixed sum of money you decide to leave to HDSK. You
whether you are likely to be subject to inheritance tax.
can protect this type of gift from inflation by linking it to the Retail Price Index.
HOW YOU CAN LEAVE MONEY TO HDSK?
‘I give the following legacy free of tax to HDSK, 69 Church Road, Hove, East Sussex,
There are a number of ways you can leave a gift to HDSK
BN3 2BB. Registered Charity Number 1016818, the sum of
The residue is what is left of your estate after all other debts, expenses and gifts have been
(amount in figures and words) for its general charitable purposes. I direct that the
deducted. The residue can be left in its entirety to one person or charity, or you may chose
receipt of the Treasurer or other duly authorised officer shall be a sufficient discharge
to divide it amongst a number of beneficiaries.
This is a gift of a fixed sum of money or monies worth stated in your Will. Remember that
For a specific gift
: this is a tangible item such as a house, piece of jewellery, silver teapot
inflation, unlike with a residuary bequest, will erode the value of such a gift over time, so it is a good idea to review pecuniary gifts regularly
‘I give to HDSK, 69 Church Road, Hove, East Sussex, BN3 2BB Registered Charity
If you make a specific gift this is called a specific legacy. This includes stocks and shares,
the proceeds of a life assurance policy, or property.
Although we strongly recommend you consult with a solicitor about the wording of your will, attached are some sample forms of words, for all of the above, that you may find
I direct that the receipt of the Treasurer or other duly authorised officer shall be a sufficient
If you have further questions please contact Ann Savell, HDSK, 69 Church Road, Hove,
* State all or the percentage/fraction of the residue of your estate that you wish to leave.
** Add a description of whatever you wish to leave.
H D S K I S R E G I S T E R E D A S A C H A R I T Y
Applying covariant versus contravariant electromagnetic tensors to rotating media Charles T. Ridgely 2936 Maple Avenue, Fullerton, California 92835 ͑Received 14 July 1998; accepted 28 October 1998͒When the covariant form of Maxwell’s equations are applied to a rotating reference frame, a choicemust be made to work with either a covariant electromagnetic tensor F ␣␤ or a contravariant
By Damian Trasler, David Lovesy and Steve Clark © TLC Creative 2007 CHARACTER & PLOT SYNOPSIS The distant planet of Nonamia is held in the iron grip of the wicked Queen Evilena. This vane and preening monarch has now taken a dislike to her stepdaughter the beautiful princess Tia Maria and instructs her Henchman, the sinister Raft Raider to dispose of the child! Who